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Money Saving Ideas
Everyone could use a little help these days saving money,
try a few of these money saving ideas.
- Save on late fees by paying all of your bills on time.
- Return library books and dvd rentals on time.
- Use a debit card or cash for all of your purchases.
- Make a list before you go shopping.
- Check your cupboards before you go grocery shopping.
Use what you have on-hand before buying more food.
- Before you replace a broken or torn item, can you fix it?
Or could someone else fix it for you?
- Are you paying bank fees for using the ATM machine?
It may only be $1 or $2 but it does add up over time.
- When was the last time you checked your auto insurance rates?
You could find a lower rate and save money every month.
- Save money on clothes by shopping at the thrift store.
Sometimes you can find brand new items for alot less.
- Don't go out to lunch every day,
pack your lunch and save time and money.
- Go to the library more often,
instead of buying books you can borrow them.
- When you file your taxes this year, fill out the short
and long form and compare. You may save money by itemizing.
- Start using cold water when doing laundry,
you'll save money on the utility costs.
- Cook more often at home, eating out can really add up.
- Create a budget and track your spending.
- Refinance your mortgage. If you rent, find a less expensive place.
- Consolidate your debt. Talk to your bank, they may be able to consolidate several payments and lower monthly payments.
- Stop impulse buying, make a list of what you need
and don't buy extras.
- Start carpooling, maybe people that you work with would like to carpool with you to save money on gas.
- Stop bad habits, like smoking. Is it really worth it?
- For nights out together, find other parents and take
turns watching the kids. You'll save money on babysitters.
One of the best tips on saving money;
Stop buying everything new.
Check the garage sales, search online for used items first.
If you have to buy something new,
search for the best price before you buy.
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